Investing News

The price-to-earnings ratio (P/E) is one of the most widely used metrics for investors and analysts to determine stock valuation. In addition to showing whether a company’s stock price is overvalued or undervalued, the P/E can reveal how a stock’s valuation compares to its industry group or a benchmark like the S&P 500 index. The P/E ratio helps investors determine the market value

Don’t churn. Avoid unauthorized trading. Don’t forge documents. Don’t give false or misleading information. Preserve client confidentiality. Above all, don’t steal or “borrow” your clients’ money. These practices are all standard protocols for financial advisors. However, there are less obvious guidelines you need to adhere to so you can avoid getting sued as a financial advisor. In 2019, the

Bitcoin has not only been a trendsetter, ushering in a wave of cryptocurrencies built on a decentralized peer-to-peer network, but also has become the de facto standard for cryptocurrencies, inspiring an ever-growing legion of followers and spinoffs. Key Takeaways A cryptocurrency, broadly defined, is a form of digital tokens or “coins” that exist on a

In recent decades, consumers have become increasingly dependent on credit. When you use credit, you are borrowing money that you promise to pay back within a specified period. Having lenders extend you credit is a great privilege. If you have a good credit rating, enjoy it. Also, use credit responsibly. Credit is fragile—one slip-up can

Understanding the compensation structure is an essential part of deciding which broker-dealer investment firm to join. It is undoubtedly important if you are a newly minted financial advisor looking for a firm. The compensation structure is also crucial if you’re ready to leave your current firm and are searching for a better payout. Fees First,

On Friday, July 6th, 2018 at exactly 12:01 am, the U.S. fired the first shots in a war. No missiles were used. Nor were drones or U.S. Marines involved. Instead, these shots were billions of dollars worth of tariffs aimed at the Chinese economy. This was a trade war. One that continues and could become

When you don’t have a big budget, marketing can be a challenge, but there’s plenty a small business owner can do to attract and maintain a customer base. The rise in digital marketing has made it easier for small business owners to find a way to create a presence and attract informed buyers. Before your

If you’re thinking about graduate school, you may be wondering when you should go. Is it better to go straight from college or wait and gain some work experience first? Both options have their advantages and disadvantages. If you believe that a graduate degree is in your future but are not sure whether now is

Oil and gas operations are very capital-intensive, yet most oil and gas companies carry relatively small amounts of debt, at least as a percentage of total financing. This can be seen in debt-to-equity (D/E) ratios. Keep in mind that not all oil companies are involved in the same operations. A company’s position along the supply chain influences

The never-ending reports of breaches and hacks prove that your sensitive financial and personal data isn’t necessarily safe, particularly when it comes to credit cards. One of the largest data breaches involved Capital One. The credit card company reported that personal information of 106 million of its customers had been compromised in July 2019. Data

What Is an UTMA/UGMA 529 Plan? An UTMA/UGMA 529 plan is a custodial 529 college savings plan account funded with money from an existing Uniform Transfers to Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA) account. It differs from a traditional 529 plan in several important respects. Key Takeaways You can move money

Apple, Inc. (NASDAQ: AAPL) designs, manufactures and markets mobile communication and media devices, personal computers (PCs), and portable digital music players. The company’s products and services include the iPhone, iPad, iPod, and Apple Watch. All of Apple’s segments produced higher sales and operating income in 2018. The company manages its business by geographic area. Below,

Apple CEO Tim Cook presents the new iPhone 14 at an Apple event at their headquarters in Cupertino, California, U.S. September 7, 2022.  Carlos Barria | Reuters The market outlook is becoming increasingly uncertain, given unwieldy inflation and a slowing economy. Stocks ended Friday with losses. They were ultimately unable to bounce back from a

Natural resources are commodities, the raw inputs used to make everything we use, from intermediate goods to finished products. These resources are found in the earth among reserves yet to be extracted. Renewable resources are those with supply not diminished by use, including solar power, wind power and hydroelectric energy. Nonrenewable resources like fossil fuels

Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: To obtain a lower interest rate To shorten the term of their mortgage To convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa To tap into home equity

Money, whether it’s represented by a shell, a metal coin, a piece of paper, or a string of code electronically mined by computer, doesn’t always have value. Its value—currently estimated at around $420 trillion—depends on the importance that people place on it as a medium of exchange, a unit of measurement, and a storehouse for

If you can walk into a supermarket and find Costa Rican bananas, Brazilian coffee, and a bottle of South African wine, you’re experiencing the impacts of international trade. International trade allows countries to expand their markets and access goods and services that otherwise may not have been available domestically. As a result of international trade,

Home Equity Loan vs. HELOC: An Overview Home equity loans and home equity lines of credit (HELOCs) are loans that are secured by a borrower’s home. A borrower can take out an equity loan or credit line if they have equity in their home. Equity is the difference between what is owed on the mortgage loan and the

One of the biggest perks of homeownership is the ability to build equity over time. You can use that equity to secure low-cost funds in the form of a second mortgage—either a one-time loan or a home equity line of credit (HELOC). There are advantages and disadvantages to each of these forms of credit, so

If you’re looking to invest in S&P 500 stocks, but don’t have the temperament to sift through and analyze the financial fundamentals of 500 individual companies, an S&P 500 Index fund or exchange-traded fund (ETF) can help you gain exposure to all those stocks—without the grueling analysis. The S&P 500 Index tracks the largest and