Investing News

Interactive Brokers (IBKR) and Lightspeed both cater to sophisticated investors and traders. These brokers have a lot to offer, especially for investors who put a premium on order execution and might want more flexibility on order routing than they can get at zero commission brokers. Although Lightspeed and Interactive Brokers both focus on more active

Institutional investors are organizations that pool together funds on behalf of others and invest those funds in a variety of different financial instruments and asset classes. They include investment funds like mutual funds and ETFs, insurance funds, and pension plans as well as investment banks and hedge funds. These can be contrasted with individuals who

Homeowner associations (HOAs) are entities that enforce the rules for living in a community that chooses to be governed. They are common in planned developments; you join them and agree to their terms and fees when you close on a home in a community with an HOA. Homeownership in these communities—also called membership—binds you to

President Biden’s announcement in August of up to $20,000 in broad federal student debt forgiveness likely came as a relief for millions of eligible borrowers, but it also brought with it plenty of questions. Fortunately, the White House later issued a press relief that answered many of these queries, including confirming that this debt relief

The Internal Revenue Service (IRS) has finalized regulations to clarify the new law that provides a 20% deduction on pass-through business income. Under the Tax Cuts and Jobs Act passed in December 2017, this law will be in effect for tax years 2018 through 2025. The regulations clarify who is eligible for the new 20%

Thirty-year mortgage rates eased a bit Thursday, after twice approaching their 14-year high during the past week. The average remains elevated above the 6% mark. Today’s National Mortgage Rate Averages Rates on 30-year mortgages dropped back a step Thursday, subtracting 11 basis points to rest at 6.20%. Though still elevated, this brings them down from

For a long time, converting your traditional IRA to a Roth version was a fairly low-risk proposition. If you changed your mind at a later date, you could always reverse course. That ended with the tax bill former President Trump signed in December 2017. The legislation abolished the option to “recharacterize” a Roth conversion back

95.69 The current reading of the Investopedia Anxiety Index is below neutral, indicating a lower level of anxiety. Markets Today U.S. equity markets are pointing to a flat-to-lower open following new record highs for the S&P 500 and the Nasdaq on Wednesday. It was the 51st record close for the benchmark index in 2021, and

As a renter, you’re bound by the terms and responsibilities in your lease or rental agreement. At the same time, federal, state, and local laws protect you against unlawful landlord practices. Here’s what you need to know about your rights as a tenant—under normal circumstances and in the age of COVID.  Key Takeaways Federal, state,

For investors with limited time to spend watching the ups and downs of the markets, mutual funds offer a good alternative. Here are a few reasons to give up individual stock picking and turn to mutual funds. Diversification One golden rule of investing for both large and small investors is to go for asset diversification.

The correlation coefficient has limited ability in predicting returns in the stock market for individual stocks. Still, the statistical measurement may have value in predicting the extent to which two stocks move in relation to each other because the correlation coefficient is a measure of the relationship between how two stocks move in tandem with

What Is the Cboe Volatility Index (VIX)? The CBOE Options Exchange calculates a real-time index to show the expected level of price fluctuation in the S&P 500 Index options over the next 12 months. Officially called the CBOE Volatility Index and listed under the ticker symbol VIX, investors and analysts sometimes refer to it by

What Is Pre-Market and After-Hours Trading? U.S. stock market exchanges—particularly the New York Stock Exchange (NYSE) and the Nasdaq—are typically open between 9:30 a.m. and 4 p.m. Eastern Time (ET). However, with the adoption of new technology and increased demand for trading, these hours have been extended to include what is known as pre-market and after-hours

Revocable Trust vs. Irrevocable Trust: An Overview A revocable trust and living trust are separate terms that describe the same thing: a trust in which the terms can be changed at any time. An irrevocable trust describes a trust that cannot be modified after it is created without the beneficiaries’ consent. A trust is a

If you have some spare cash to save or invest, there are many options open to you. Two of these are a certificate of deposit (CD) or investing in an exchange-traded fund (ETF). At first glance, both investments appear to offer similar advantages to investors—both are often presented as relatively low-risk ways of putting money

Value at Risk (VaR) has been called the “new science of risk management,” and is a statistic that is used to predict the greatest possible losses over a specific time frame. Commonly used by financial firms and commercial banks in investment analysis, VaR can determine the extent and probabilities of potential losses in portfolios. Risk

So you’re a little low on your retirement savings? A lot of people have the same problem. In fact, one in four Americans don’t save any of their income for retirement, according to the 2021 Economic Well-Being of U.S. Households report from the Board of Governors of the Federal Reserve System. If you’re in that

Despite appearances, we are running out of sand. While that might seem farfetched – sand is seemingly everywhere – there is not only a thriving international trade in the commodity, but it’s the second-most heavily exploited natural resource after water and, by volume, the most heavily extracted solid material in the world. Like any commodity, sand

The financial sector is rapidly changing in many ways. But what does the future hold from here? Although it is impossible to say for certain, several recent trends have quickly gained traction in the marketplace and are likely to play themselves out within the next decade. Financial advisors need to get ready for them now.

Among the middlemen tasked with making today’s healthcare efficient and cost-effective is UnitedHealth Group Inc. (UNH), the largest healthcare company in the United States and Canada by revenue. UnitedHealth Group generates revenue from a variety of sources, including premiums on risk-based products, fees from various services, sales on healthcare products, and services and investment. UnitedHealth Group began