On Tuesday, August 16, the United States Department of Education issued a press release stating its intent to discharge all federal student loans that borrowers received to attend ITT Technical Institute from Jan. 1, 2005, through its closure in September 2016, amounting to $3.9 billion in full loan discharges between 208,000 borrowers. This is the
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Having a baby can be an expensive prospect. A study by the Kaiser Family Foundation estimates the average cost of pregnancy, childbirth, and postpartum care at $18,865. The same study found that for mothers who give birth via C-section, the average cost climbs to $26,280. Then there’s the cost of raising a child to adulthood,
In Dobbs v. Jackson, the U.S. Supreme Court overturned Roe v. Wade, the half-century-old precedent that guaranteed federal abortion protections. After the controversial June decision, the matter was kicked back to the states, leading to a tangle of laws. It’s an ever-evolving landscape. Cost varies. Abortions are less expensive in the first trimester than later
Wind energy is part of the fast-growing renewable energy industry, which is designed to produce energy with lower carbon emissions and less pollution. The Global Wind Energy Council notes that the global wind industry has increased dramatically in recent years. The industry has different facets, such as developing and managing wind farms, producing and distributing
The cracks in the nation’s housing market continue to grow. Yesterday, the government reported that U.S. homebuilding sank to its lowest level in over a year, with housing starts plunging 9.6% as higher construction costs continue to weigh on builders. Earlier this week, the National Association of Home Builders (NAHB) said its sentiment index dropped for the eighth straight
The healthcare sector is comprised of companies that offer medical services, manufacture medical equipment or drugs, provide medical insurance, or engage in activities that facilitate the provision of healthcare to patients. The most recent data available from 2020 show that spending on healthcare in the U.S. reached $4.1 trillion, representing close to 20% of the
The floor of the stock exchange was once the main location for market transactions. It was home to traders and brokers who did the actual buying, selling, and negotiating on the physical exchange floor. Of course, this was before the evolution of electronic trading platforms. Those same brokers and traders are now surrounded by computers that manage
The National Association of Insurance Commissioners (NAIC) announced that it has passed the Pet Insurance Model Act, a model law that establishes clear rules for pet insurance sales and requires disclosures for pet owners. The new regulation comes on the heels of sharp growth in annual premiums and new policies in the U.S. Key Takeaways
What Is the S&P 500 Index? Standard & Poor’s 500 Index (S&P 500) is a market-capitalization-weighted index of 500 leading publicly traded companies in the U.S. While it assumed its present size (and name) in 1957, the S&P actually dates back to the 1920s, becoming a composite index tracking 90 stocks in 1926. The average annualized return since
Homeowners who want to add energy-efficient features to their home can save substantial money in utilities bills, but they have other costs to consider. Along with the potential for savings on energy costs, energy-efficient features can provide a number of benefits for the environment and for the occupants’ health. However, the technology that helps a
When planning a wedding, choosing the right venue matters. A destination wedding is something you may consider if you’d like to tie the knot someplace memorable. Destination weddings are ceremonies that are hosted away from the couple’s hometown and usually require travel for the wedding party and guests. Key Takeaways A destination wedding takes place
House and Senate Democrats and staff celebrated the signing into law of the Inflation Reduction Act of 2022 by President Joe Biden on Tuesday, Aug. 16, 2022. “For a while, people doubted whether (this) was going to happen, but we are in a season of substance,” said the president. “Today offers further proof that the
The American Rescue Plan Act of 2021 is a $1.9 trillion economic stimulus bill passed in March 2021 that lowered premium costs for million of people. The legislation allowed people to claim higher tax credits if they have a health insurance plan purchased through the Affordable Care Act (ACA) marketplace. The net effect was that
The electric auto industry is comprised of companies focused on the manufacture of electric cars, trucks, vans, and commercial vehicles, as well as companies that offer electric automobile parts and services. While some traditional automakers also produce electric vehicles (EV), this article focuses on companies considered to be largely pure-play electric vehicle manufacturers. The electric
Sears is one of the nation’s leading merchandise retailers and is a wholly-owned subsidiary of Sears Holdings Corp. (NASDAQ: SHLD). Its history dates to 1886, when a railroad station agent named Richard Sears began selling gold watches by mail and wound up building a business empire with a mail-order catalog that sold everything from hats
The U.S. Federal Reserve has announced its final guideline that might allow crypto banks to enter the banking system. The central bank will set up a three-tiered system for determining whether financial institutions have access. As part of the final guideline, institutions with novel financial products will have access to the fed’s “master accounts” and
Tesla (TSLA) is the brainchild of entrepreneur Elon Musk. The company made waves by challenging the auto industry and producing its own all-electric car. Initially, Tesla’s main competitors remained faithful to the internal combustion engine or introduced models that blended gasoline with batteries by way of hybrid vehicles. Traditional car companies have been hesitant to
Editor’s note: Below you’ll find the week 101 release of the NYC Recovery Index, originally published August 9, 2022. Visit the NYC Recovery index homepage for the latest data. New York City’s economic recovery receded slightly during the week ending July 30, 2022, with the index score declining by one point to 72 out of
Mortgage rates had a quiet day Monday, with most averages dipping just slightly lower or remaining flat. It follows a week-and-a-half period of dramatic up and down swings for the 30-year average. Today’s National Mortgage Rate Averages The 30-year average took a relative breather Monday, with only its second day in 12 registering a minimal
A tax haven is simply a country that offers individuals or businesses little or highly reduced tax liability; a pure tax haven is a country that imposes no taxes at all. The Republic of Panama is considered one of the most well-established pure tax havens in the Caribbean due to extensive legislation that strictly regulates
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